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Google Pay – linked credit cards for utility payments; here’s how

Google Pay users can link their credit card to the app to make utility payments. Here is a step by step guide for the same.

Making payments online is one of the easiest things to do, but only if you know how. Several UPI (Unified Payments Interface) applications such as Google Pay, PhonePe, Paytm among others are used for the same. With the help of these apps, making payments has become easier, simpler and faster and that too by following a few simple steps. All you have to do is scan the QR code or enter the recipient’s mobile number, then enter the amount, UPI PIN and you’re done. Now, in order to provide additional convenience to users and expand the reach of digital payments, the Reserve Bank of India (RBI) has recently authorized the linking of Rupay credit cards to the UPI platform.

The linking of Rupay credit cards to the UPI platform means that the user will now be able to use their Rupay credit cards to make UPI payments. The announcement was made by RBI Governor Shaktikanta Das during the RBI policy meeting held earlier in June. “To begin with, Rupay credit cards will be linked to the UPI platform. This will provide additional convenience to users and improve the reach of digital payments,” RBI said in the release. Read also : Check bank account balance online on Paytm; here’s how

It can be noted here that although Rupay credit card support was announced by RBI, it now depends on UPI payment apps to add the support. According to a report by, currently most UPI payment apps allow users to link their Mastercard and Visa cards to the app, however, as of now, you cannot use the credit card to transfer cash or make payments at local stores. . You can only use the credit card to pay bills and utility payments, such as making top-ups, paying electricity bills, among others.

If you’re a Google Pay user and want to link your credit card to the app, here are the steps.